Citroen leasing - Finance

Citroencarlease.com are able to offer funding options on UK Citroen vehicles to business users if you are trading as a Limited company, a partnership and also a sole trader.This is in the form of a Citroen leasing agreement or Citroen lease.

We also offer personal Citroen users the option of a Citroen personal contract hire and Citroen personal contract purchase (PCP).

Citroen Contract Hire

This is the solution for companies who want to concentrate on their core business activities, while avoiding the depreciation and administrative burden of owning their vehicle fleet. Also known as a Citroen Business lease or Business Citroen leasing.

Key features and benefits to a Citroen leasing agrement on a new UK Citroen vehicle include:

• Fixed rental lease for the entire contract, making budgeting with a Citroen Car lease easier.
• Monthly leasing payments are tax deductable.
• Vat is able to be claimed back on lease payments made.
• Flexible terms to meet your Citroen leasing requirements with variable contract length and mileage allowance.
• Maintenance of vehicles can be included in monthly cost, preventing sudden bills.
• Citroen Contract hire removes depreciating assets from the balance sheet and the associated risks of owned cars or vans.

Citroen Personal Contract Hire

This is the solution for private individuals and is becoming more popular amongst UK car users. Also known as a Citroen personal lease or Citroen personal leasing this type of contract is proving increasingly popular with todays savy drivers.

Key features and benefits of a Citroen Lease on a  personal contract hire  contract include:

• Fixed lease rentals for the entire contract, making budgeting easier to plan.
• Flexible leasing terms to meet your requirements with variable contract length and mileage allowance.
• Maintenance of vehicles can be included in monthly rentals, and so spread the cost of running.
• No purchasing, disposal hassle or risks.
• Citroen contract hire also has no depreciation.

Citroen Contract Purchase

Companies who want to own their vehicles, but want to avoid the risk of depreciating assets, prefer this option.

A Citroen contract purchase has Key features and benefits to include:

• Similar benefits to contract hire regarding fixed leasing payments and flexible terms
• Maintenance and added value services can be included
• The finance company guarantees the resale value of the vehicle at the end of the contract purchase agreement for a known, fixed amount
• Ownership passes to the customer at the end of the citroen contract purchase when all Citroen leasing payments have been made

Citroen Personal Contract Purchase

This is a conditional sale agreement which allows you the option to purchase the vehicle, or to simply hand it back at the end of the contract period. Also known as Citroen Pcp or Citroen personal contract purchase agrement it will have the same monthly lease repayment agrement but you will also be given an optional balloon payment at the start of the contract. This is a fixed purchase price for the vehicle at the end of the Citroen lease.

With Citroen PCP you can elect to include the same comprehensive service, maintenance and repair options as are available through Contract Purchase.

Finance payments are not subject to VAT. If the optional service package is taken, VAT is payable on the service cost.

Citroen Finance Lease

Citroen Finance Leasing is a tax efficient option where you choose to pay either the entire cost of the vehicle, including interest charges, over an agreed lease period or opt to pay lower monthly rentals with a final payment based on the anticipated resale value of the vehicle.

At the commencement of the contract, usage parameters for the vehicle are agreed, and assuming this does not vary, monthly payments and interest rates are fixed for the duration of the contract. Therefore you benefit though fixed costs but do take on the administration and operating risks. At the conclusion of the contract you can continue to operate the vehicle under a “peppercorn agreement” although you will at no time take ownership of the asset.

Citroen Lease Purchase

Citroen Lease Purchase is an agreement designed to offer dedicated vehicle funding where the customer wishes to purchase the vehicle. It is purely a finance package, and does not include maintenance or other added-value services (such as are available through Citroen Contract Purchase).

The customer is liable for the full value of the vehicle and has no option to return it at the end of the agreement. Monthly payments are not subject to VAT.

The vehicle is registered in the name of the customer, and where this is a company, the vehicle will appear on the balance sheet, and Writing Down allowance will be available.